Flexible Roof Financing for Macomb and Oakland County Homeowners
Formerly Premier Roofing and Renovations | Same local team, new streamlined name.
How Can I Finance My Roof Replacement?
Premier Roofing makes it simple to afford the protection your home needs. We have partnered with Service Finance Company, LLC, one of the most reputable and trusted lenders in the home improvement industry, to offer a range of flexible payment plans. This partnership allows us to provide options like $0 down payment plans and low, fixed-interest monthly payments that fit your budget. The entire application process is straightforward, secure, and can often provide a decision in minutes.
Our Simple 3-Step Financing Process
Finalize Your Project & Quote
First, we’ll work with you to finalize your project details and lock in your exact price with a free, no-pressure estimate. You’ll know the total cost to the penny before you ever apply.
Submit Your Secure Application
Your Premier Roofing consultant will provide you with a secure link to our co-branded application portal with Service Finance Company, LLC. The application takes just a few minutes to complete online.
Get a Decision & Start Your Project
Credit decisions are often made in minutes. Once approved, you can sign your loan documents digitally, and we can schedule your project to begin.
Need to Know What to Finance?
Before you can finance your project, you need to know what it will cost. Use our 60-second satellite-powered roof quote tool to get a reliable, instant price range for your roof replacement. It’s free, requires no salesperson visit, and gives you a solid budget to work with.
Your Financing Questions, Answered
What are the typical interest rates and loan terms?
Interest rates vary based on your credit profile and the specific loan program you choose. We offer competitive, fixed-interest rates that remain consistent throughout the life of the loan. Loan term lengths are flexible and will be reviewed with you during your consultation to find a monthly payment that fits your budget.
What credit score do I need to qualify for financing?
Service Finance Company, LLC offers a wide variety of programs designed to accommodate various credit profiles. While a higher score often unlocks the lowest interest rates, there are many programs available for homeowners with average credit. We recommend the quick application process, as many families are surprised by the flexible options available to them.
Does applying for financing affect my credit score?
It depends on the option you choose. Our instant quote tool allows you to explore financing options using a soft inquiry, which has no impact on your credit score. If you move forward with a formal loan application, a hard inquiry is required — standard for any licensed lender — and may have a small, temporary effect on your score. We offer both paths so you can explore your options first with zero risk.
Can I finance just my insurance deductible?
Yes. While many homeowners choose to finance their entire exterior renovation, others use our financing options to cover only their insurance deductible or the cost of a premium shingle upgrade. It’s a flexible tool to manage your out-of-pocket expenses.
Can I finance a smaller project, like just gutters or siding?
Absolutely. Our financing options are available for all of our services, not just full roof replacements. Whether you need a $4,000 gutter system or a complete exterior makeover, we can help you find a payment plan that makes it affordable.
What happens if my project costs more than my approved loan amount?
This is a common question, especially when homeowners decide to add an upgrade mid-project. If your final project cost exceeds your initial loan amount, your project consultant will discuss the options with you. This often involves a simple change order and a quick, secondary application for the additional amount.
Who is Service Finance Company, LLC?
Service Finance Company, LLC is a nationally recognized, licensed sales finance company and an approved FHA Title I Lender. They specialize in providing financing solutions for the home improvement industry. We partnered with them because they share our commitment to transparency and have a long track record of helping homeowners secure stable, reliable funding.
Can I pay off my loan early without a penalty?
Yes. The financing programs we offer through Service Finance Company, LLC allow for early repayment without any pre-payment penalties. You can pay off your loan at any time and save on the remaining interest.
Don't Let a Damaged Roof Become a Bigger Problem
Delaying a needed roof replacement in Michigan’s unpredictable climate can lead to thousands in hidden structural damages and mold growth. Our financing options are designed to help you act now while your savings stay in the bank. Schedule a free estimate today to get your exact project price, and let’s find a monthly payment that keeps your home—and your budget—secure.