When getting your homeowners insurance to pay for a new roof in Southeastern Michigan, Premier Roofing and Renovations is the roofing company to have on your side. In the process of filing your claim, there is another player involved: the insurance adjuster.
Who Is an Insurance Adjuster and What Do They Do?
First, their primary role is to assess your roof damage as well as the estimate provided by your roof repair company in order to advise the company about your claim. They do things like assessing the roof damage, determining the extent of coverage according to your policy, and estimating the repair or replacement costs. Homeowners can expect the insurance adjuster to conduct an on-site inspection of the roof, document the damage through photographs and written reports, and analyze the policy terms and conditions to evaluate the claim.
The bottom line is this: an insurance adjuster works for the insurance company. They don’t represent your interests. That’s where your local roofing company comes in. At Premier Roofing and Renovations, we have decades of helping Michigan homeowners get the highest settlements for their roof replacements or repairs. We’ll make sure everything is in order so that your claim is processed quickly and paid in full.
What to Do Before They Arrive
To get ready for the insurance adjuster’s inspection of roof damage, homeowners should make sure nothing is blocking access to the roof, create a safe environment, and gather important documents like repair records and maintenance logs. While it’s not always required, being present during the inspection can be helpful to answer questions or provide extra information. Having documents and information ready is crucial as they support the claim, show the roof’s history, and help assess the extent of the damage. By following these steps, homeowners can improve the chances of an accurate assessment by the insurance adjuster.
When you need help with an insurance claim for a new roof in Michigan, Premier Roofing and Renovations is the first call to make!
Whether you have an insurance claim started or need help getting started, our professional roofers can help you work it out. Contact us today for a free consultation!